Tuesday, September 22, 2009

College Grants for Hispanic Women

Many people have dreams of heading off to college after graduating from high school. However, the cost of going to college can be quite prohibitive, even for Hispanic women. The cost of tuition by itself can amount to several thousand dollars per semester. Not to mention the cost of buying textbooks, room and board, food, and other living expenses. Most Hispanic women as do most other college bound folks will take out a college loan. Although college loans are a way of paying for school, that’s not the only way.

You may want to consider applying for college grants for Hispanic women. College grants for Hispanic women are free government money given to people in need. These are much better than getting loans because they don’t require you to pay back the money nor do you have to do a credit check.

The application process for college grants for Hispanic women starts with first filling out the FAFSA. This is a free application for student aid in which all students must fill out if they want to get grants or scholarships. The FAFSA needs information such as you or your family’s yearly income.

Jose Marti Scholarship Challenge Grant Fund
If you are a Florida resident, then this might be the grant for you. Hispanics must be applying to or enrolled in a school in Florida. You must also have a highschool GPA greater than 3.0 and you must be enrolled for 12 undergrad credit hours or 9 graduate hours. Since this is a need based scholarship, the FAFSA will need to be filed. The amount of money that you could potentially receive is $2000.

LULAC Scholarship Program
The League of United Latin American Citizens (LULAC) National Scholarship Fund was created in order to help Hispanics seeking higher education. Many corporations fund this scholarship program so the application requirements are different. For example, some corporations will provide a scholarship to Hispanics that are planning to major in engineering. Contact the corporations to find out the specifics of the scholarship.

Saturday, September 12, 2009

Housing Grants for Disabled People

Everyone needs housing and the disabled are no exception. The disabled can include men, women, veterans, etc. Since many disabled people need assistance, the type of housing they require must be properly staffed with caregivers or on call nurses. However, living in these kinds of disabled housing facilities require a lot of money in which many disabled people are unable to afford. A lot of disabled people are living off of disability checks which may not cover much living expenses already let alone for housing.

In order to overcome this problem, the federal government helps the disabled by providing housing grants for disabled people. There are two different types of housing grants for disabled people that the government offers. They offer grants that help the disabled buy a home or they offer grants that help the disabled rent a place.

First thing you should decide is whether you want to purchase a home or rent place. If you rent and live in a disability facility then there will be staff to help you whenever you need. If you decide to buy a home, then you might have to hire someone to help you. Also, if you buy a home, you’ll need to have someone mow the lawn and do other yard work if you are unable to do that yourself. These costs can add up significantly. If you decide to live in a facility then most things will be taken care of for you.

To apply for housing grants for the disabled you can go to the government grants website and find grants particular to your cause. Once you’ve found the grant, just provide the information that they require and submit. You should go that route if you plan on getting funding for buying a home. Otherwise if you plan on renting, then you should go to HUD, which is the Housing and Urban Development to fill out an application for housing grants for disabled people. HUD will give you a voucher which you can use at any disability housing that accepts it.

You don’t always have to go through the government to get housing grants for people with disabilities. There are many non-profit organizations or businesses that offer grants. You search online or directories should help you get in touch with these organizations and on your way to getting housing grants for disabled people.